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Setup GuideBeginner

Credits Explained: Your First Digital Earnings

October 31, 2025
5 min
Credits Explained: Your First Digital Earnings

Learn what credits are, how they're earned, and how they connect to rewards.

Introduction

LETSTOP credits are the core of the reward system. They reflect how safely you drive and allow you to unlock upgrades, and future rewards. This guide explains how credits work and how your daily trips turn into digital earnings.

What Credits Represent

A credit is a digital point you earn by completing safe drives. It acts as the main reward currency inside LETSTOP.

  • Credits are earned by driving with low distractions
  • Your level and car upgrade can increase your credit earning rate
  • Credits accumulate over time to unlock rewards
  • How Credits Are Earned

    Your score plays a major role in how many credits you receive for each drive. Higher scores lead to higher rewards.

  • A valid trip generates credits
  • Fewer phone touches increase your earning potential
  • Upgrades and subscriptions add extra multipliers
  • The Five Components of Credit Calculation

    Every credit you earn comes from five separate factors that work together. Understanding these components helps you maximize your share of the credit pool.

    1. Base Score Credits

    Your base credits depend on your drive score and distance. The formula rewards both safety and longer trips: Base = (Score Credits × Distance in KM) ÷ 3000. A higher score and longer distance both increase this foundation.

    2. Car Multiplier

    Different cars in the STOP Store provide different earning boosts. This multiplier is applied to your base credits:

  • Trendo DW: 1.05x multiplier (+5% bonus)
  • Jettera CS: 1.10x multiplier (+10% bonus)
  • Rapidex SF: 1.30x multiplier (+30% bonus)
  • Luster BR: 1.70x multiplier (+70% bonus)
  • Jazzster GN: 2.50x multiplier (+150% bonus)
  • Tank: 7.00x multiplier (+600% bonus)
  • 3. Level Bonus

    Your level adds extra credits based on your base amount. At Level 1, you get +2% extra. At Level 50, you get +80% extra. At Level 100, you get +130% extra credits on every single drive.

    4. Credit Balance Bonus

    The more credits you have accumulated, the more bonus credits you earn on each new drive. This uses a logarithmic formula: higher balances provide exponentially larger bonuses. A balance of 1,000 credits provides a small bonus, while 10,000+ credits provides a significant multiplier.

    5. Subscription Type

    Your subscription type applies a final multiplier after all other bonuses are calculated:

  • Lite (Free): 1.0x multiplier - standard calculation
  • PRO: 1.5x multiplier - 50% more earning power
  • PLATINUM: 4.0x multiplier - 4 times more earning power
  • ELITE: 7.0x multiplier - 7 times more earning power
  • How the Credit Pool Works

    LETSTOP distributes credits from a shared pool among all active drivers each hour. Your share of this pool depends on your five earning components compared to other drivers. This means:

  • Higher levels, better cars, larger credit balances, and premium subscriptions increase your share
  • Your actual credits per drive vary based on how many other drivers are active
  • Driving during less active periods can result in larger shares
  • Subscription caps limit total monthly earnings (except PLATINUM and ELITE which are unlimited)
  • Distance Decay System

    To encourage consistent driving rather than extremely long single trips, LETSTOP uses a distance decay system. Your earning rate decreases after certain distance thresholds each day:

    Lite (Free):
    First 30km: Full earning rate
    Next 30km segments: 50% earning rate
    Capped at 7 segments per day (210km)

    PRO:
    First 210km: Full earning rate
    Next 30km segments: 50% earning rate
    Capped at 6 additional segments

    PLATINUM:
    First 300km: Full earning rate
    Next 120km segments: 50% earning rate
    No daily cap

    ELITE:
    First 360km: Full earning rate
    Next 120km segments: 50% earning rate
    No daily cap

    This decay system resets daily, rewarding drivers who maintain safe habits across multiple days rather than attempting marathon drives.

    Real Earning Examples

    Your actual credit earnings depend on the shared pool and active drivers. Here are typical ranges for a 10km drive with score 85 during average activity periods:

    Beginner Driver:
    Level 1, Trendo DW, 100 credit balance, Lite subscription
    Typical Range: 0.5-3 credits per drive

    Intermediate Driver:
    Level 30, Rapidex SF, 5,000 credit balance, PRO subscription
    Typical Range: 3-12 credits per drive

    Advanced Driver:
    Level 70, Jazzster GN, 20,000 credit balance, PLATINUM subscription
    Typical Range: 15-40 credits per drive

    Elite Driver:
    Level 100, Tank, 50,000 credit balance, ELITE subscription
    Typical Range: 30-80+ credits per drive

    These ranges reflect the pool-based distribution system. Your earnings will be higher during low-activity periods and lower during peak times, but improving your earning components always increases your share relative to other drivers.

    Where Credits Can Be Used

    Credits open the door to several reward opportunities inside the platform.

  • Car upgrades for higher earning boosts
  • Mystery Boxes that provide random rewards
  • Tracking Your Balance

    Your credit balance appears clearly inside the app. After each drive, you can see exactly how many credits you earned and how your score influenced the result.

    Building Value Over Time

    Credits grow with your commitment to safer driving. As your level rises and your habits improve, your earnings become more consistent, creating a positive cycle of rewards and long term motivation.

    Ready to Apply What You've Learned?

    Put your knowledge into practice and start earning rewards for safer driving.